Taylor Insurance Agency - Shoreline, Washington
Auto, Home, Business, Life & Health Insurance in Shoreline and Seattle, Washington Shoreline, WA
Sun, 23 Nov 2014 13:43:17 -0800
Black Friday is coming and that means we are getting close to the Holiday Season. During the next 40 days, we will all be busy shopping, eating out and traveling. We can help make sure all your new gifts are properly insured, call us today. This is especially true if you have purchased jewelry, guns or art. It is best to call us to make sure it is properly covered under your homeowner’s insurance policy.
Please keep these safety tips in mind, so that you can enjoy the season without incident:
· Always be aware of your surroundings.
· Put your shopping bags in your trunk.
· NEVER leave car doors unlocked or windows open.
· ALWAYS park in lighted areas. Do NOT park in remote areas.
· Shop with a friend.
· Keep receipts in your wallet or purse.
· Avoid carrying large amounts of cash.
· As you return to your car, make sure to keep your car key in your hand.
If you make expensive purchases like jewelry or guns, call our office as we may need to add these to your policy.
If you are planning to vacation during the holiday, here are few ideas to consider:
· Get a security system.
· Trim landscaping that is too close to your house.
· Don’t advertise your vacation on social media.
· Cancel mail and other deliveries.
· Leave lights on when gone.
· Have a neighbor check on your home.
· Always lock your garden sheds and garages.
· Use a variable light timer to activate lights inside your home.
· Lock all doors and windows.
· If you gone, arrange for your lawn to be mowed.
· Have adequate exterior lighting
The Taylor Insurance Agency - Shoreline, Washington will always work hard to find you the best combination of coverage price and service. Please call us today at 206-363-1504 for a free quote.
Thu, 13 Nov 2014 11:30:23 -0800
Sat, 01 Nov 2014 18:01:58 -0700
Wed, 15 Oct 2014 14:47:49 -0700
Halloween is fast approaching. Kids love to dress up, get together with friends, and go door-to-door hoping to find the full size candy bar. Halloween is the second highest grossing commercial holiday after Christmas. On average, children are more than twice as likely to be hit by a car and killed on Halloween than on any other day of the year. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you. Here are some pointers for ensuring your house is a safe place for trick-or-treaters on October. 31.
Keep Kids Safe
· Never go into a strangers home
· Children under the age of 12 should not be alone at night without adult supervision
· Don’t eat homemade candy unless you know the family
· Wear reflective clothing
· Have a flash light
· Look at all wrapped candy, if it has been opened toss it out
· Develop a route with your parents
· Go in a group of kids
· Set a curfew
Safety For Pets
Make sure your pet is in a safe and comfortable space or take them to a secure, relaxing location for the evening.
· Clean up your yard
· Make a clear well illuminated path to your door
· Remember that a lot of Halloween decorations like dried flowers, straw and crepe paper are highly flammable. Make sure to keep your decorations away from all open flames
· Make sure all outside lights are in good working order
· If you have a large display make sure electric cords are taped or secure to prevent tripping
· Practice indoor fire safety by checking all smoke detectors. Make sure candles are placed in a secure area
· Make sure windows and doors are locked at all times
· It’s never a good idea to answer the door after a certain time
Going To A Halloween Party?
· Never drink and drive
· Make plans to get home early
· According to the NHTSA, drunk drivers kill more than three times as many people on Halloween as they do on New Year’s Eve
Thu, 02 Oct 2014 11:54:03 -0700
Finding the right homeowner’s insurance is one of the most important things you can do to protect your investment and future. When most people think of damage to their home, they tend to think of fire or theft. Well, there are many other kinds of accidents that can cause damage to your home that are covered under most homeowner’s insurance policies. Remember each homeowner’s insurance policy is different, and if you bought your homeowner’s insurance on line, you may not have proper coverage.
Homeowner’s Insurance Mistakes
One of the biggest mistakes we find many people make is to fail to understand supplemental coverage under most homeowner’s policies. Standard homeowner’s polices do cover fire, theft, wind damage and more. However, there are many other coverages that you need to be aware of, and can include flood, earthquake, and hurricane insurance.
Homeowner’s insurance policies can be expanded to include additional limits for the following:
· Barns and other structures - These are not automatically included.
· Jewelry - All policies have limitations on the value of jewelry. If you have items over $1,500 in value you will need to have your policy endorsed to insure coverage.
· Liability insurance - Liability coverage typically starts at $100,000; you should buy at least $300,000.
· Sewer backup – You will need to make sure your policy has sewer backup coverage. Some online policies don’t include this coverage.
· Household workers – If you have part-time domestic workers your standard homeowner’s policy will not cover this. You will need a workers compensation policy.
· Art and collections – If you have expensive art, coin, stamp and gun collections, your standard coverage may not be enough. We recommend you contact our office today for a review.
Buying Homeowner’s Insurance
With all the options you have these days, buying the right kind of homeowner’s insurance can be confusing. Some advertisements want us to believe that purchasing homeowner’s insurance should only take 7 minutes! Making purchases too quickly can cause mistakes. Taking time to consider your options can save you money and future headaches.